Huber
4

Healthy teeth and gums are important to your overall wellness. Huber offers coverage through Cigna to help you maintain your smile through regular preventive care and treatment for dental problems that may arise.

2024 dental plans

You can enroll in dental coverage as a new hire, during Annual Enrollment, or if you have a qualifying life event. To see your employee contributions and enroll, log in to the COMPASS website (or visit COMPASS through single sign-on access when inside the Huber Network if you have already registered

Dental I

You have a lower deductible and higher annual benefit, along with the opportunity to increase your maximum benefit by taking advantage of preventive care.  

Details

Dental II

You pay less in paycheck employee contributions in exchange for a higher deductible and lower annual benefit maximum.

Details

Dental Opt-Out

Earn money back if you select “Dental Opt-Out” for dental coverage. If you currently have the Dental Opt-Out coverage, this will automatically carry over to next year.

What if you don’t make any dental plan election?

If you don’t enroll as a new employee or if you have waived coverage in the past and do not take action during Annual Enrollment, you will automatically default to “No Coverage” and will not receive any money back. In order to enroll in a dental plan or receive money back for opting out, you must take action.

Key features at a glance

Our dental coverage provides:

feature image
Free in-network preventive and diagnostic care

to help keep your teeth healthy

A wide network of providers

that have agreed to negotiated rates, which helps you save money.

Virtual care available 24/7, 365 days a year

for times when you are in need of urgent dental care, but are unable to reach your provider. Cigna Dental Virtual Care connects you with a licensed dentist through video calls for help addressing situations such as toothaches, infection, swelling, bleeding, and more. Log in to your Cigna account and follow the prompts to the virtual care portal to get started.

Take advantage of preventive care

With the Dental I plan, Huber offers the opportunity to increase your dental annual maximum when you receive preventive care such as cleanings, oral exams, and x-rays. Your annual dollar maximum will grow each year by $100 as long as you stay enrolled in the Dental I plan and keep getting preventive care. 

Example: If you and your eligible dependents each complete a routine cleaning in 2024, your annual dental maximum will increase by $100 in 2025, from $2,300 to $2,400. (This means members of the same family could have different annual dollar maximums in future years.)

A covered member can have up to three progressions in increases to their annual dollar maximum of $2,600.

Did you know?

Periodontal maintenance procedures following active therapy is covered under diagnostic/preventative (Class I) under both dental plans.

Save money on dental costs 

Use your Health Savings Account (HSA) or Health Care Flexible Spending Account (FSA) to pay for eligible dental expenses with tax-free dollars. 

Coverage details

Dental I Dental II
Annual Deductible
Single/Family $25/$150 $50/$150
Your Cost for Services
Preventive* 0% 0%
Basic 20% 20%
Major 50% 50%
Annual Maximums  
Progressive annual maximum Yes No
Annual maximum benefit per person
  • $2,300
  • $2,400 after Year 1
  • $2,500 after Year 2
  • $2,600 after Year 3  
 $1,000
Implants lifetime maximum per person $1,500 $1,500
Orthodontia lifetime maximum per person $2,000 $2,000

*Preventive care services do not count toward your annual dental maximum.
Note: All out-of-network services will be reimbursed according to reasonable and customary allowance.

Cost of coverage

The 2024 costs shown below represent the bi-weekly employee contributions you pay from your paycheck.

Coverage level Dental I Dental II
Employee only $8.71 $5.65
Employee + spouse $16.98 $10.93
Employee + child(ren) $16.98 $8.63
Family $28.64 $16.27
Opt-out* $2.30 bi-weekly cash back

*If you have the Medical and/or Dental opt-out and do not actively enroll during Annual Enrollment, the opt-out will carry over to 2024.

Use your dental benefits wisely

Here’s how to make the most of your dental benefits:

image
Choose a network provider.

Each time you need dental care, you have a choice of providers. Selecting a Cigna participating dentist will ensure you receive the highest benefits from your plan. To find a provider, go to the Cigna website.

Submit for a predetermination of coverage. 

Your Aetna medical plan covers oral surgery that is dental in nature, such as simple extractions. We strongly recommend that you ask your provider to submit requests for a predetermination of coverage to both Aetna and Cigna prior to any dental surgery being performed. 

Check your claim status.

You can review Explanation of Benefits (EOB) statements, check if claims have been paid, print a dental ID proof of coverage and more on the Cigna website.